Asset-Liability Committee (ALCO)
The agenda of the Committee, which meets every week under the chairmanship of the General Manager, is the Company's balance sheet, asset and liability structure and funding resources and utilizations of these resources. In addition, general economic data, current political and economic developments, legislation and placements to be made are discussed.
Risk Assessment Committee
The Risk Assessment Committee, which meets every week evaluates the customer demands during the loan portfolio formation process and performs rigorous analyses to decide on the line allocations.
Liquidity Committee
The Liquidity Committee convenes every week under the chairmanship of the General Manager in order to evaluate the interest rates in financial markets, the weekly positions to be taken with banks, and the interest rates applied by banks to their customers.
Information Technologies Committee
The Information Technologies Committee, which collects data in order to renew the information infrastructure in the light of the latest technologies in line with customer expectations and long-term Company strategies, meets once a year under the chairmanship of the General Manager.
Human Resources Committee
The Committee headed by the Board Member in charge of Human Resources, convenes once a year, to evaluate the vertical and horizontal promotion of all employees. The Committee, is responsible for increasing the productivity of the Company’s human resources through activities ranging from orientation of new personnel to training programs.